Cash advance providers are quickly becoming a critical resource for most Americans as the cost of living in most cities skyrocket past incomes. Recent studies find that a majority of people who use cash advance loans are good wage earners, who simply don't have enough to get by in emergency situations.
Can I get a cash advance loan, if I have bad credit?
Fortunately, the answer is "yes". Unlike traditional banks such as Suntrust, Bank of America, etc - cash advance lenders are able to provide loans, usually ranging from $100 to $1500, even if you have less than perfect credit. In fact, most lenders do not conduct a credit check. You will have to pay a higher interest rate or a fee to the lender to compensate for the risk. The best way to win the cash advance game is to simply repay your loan, when it's due.
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How can I guarantee that I will get a loan as fast as possible?
The first thing you need to do is find an online lender that can meet your needs. Do they provide amounts equal to what you need ($100, $250, $500, $700, $1000, etc)? Some lenders will only offer $100 up to $500, while others can give you as much as $1500. Are they able to provide cash in 24 hours or the next business day?
Once you find a lender, ensure that you complete their application form thoroughly. You want the lender to have confidence in your ability to repay the loan. Document your current employment and income information, precisely. Be honest. If you have bad credit or a bankruptcy history - indicate them on your application.
What are other qualification requirements?
Most lenders require you to be at least 18 years or older. You must also earn at least $1000 or more after payroll deductions (e.g. taxes, retirement, child support, etc). Lastly, you must be a citizen of the United States of America.
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